Meet Your Medicare Resource
Helping people understand Medicare isn’t just what we do - it’s what we care about.
We believe that choosing coverage shouldn’t feel confusing or rushed. That’s why we take a personalized approach, helping each individual understand their options and feel confident in their decisions.
Our goal is to be a long-term resource, not just someone you speak with once a year.
WEBSITE TERMS & CONDITIONS
Last Updated: July 8, 2026
Welcome to Semyck Financial Services, Inc. These Terms & Conditions (“Terms”) govern your use of semyckfinancial.com (the “Website”).
By accessing or using this Website, you agree to these Terms. If you do not agree with these Terms, please do not use the Website.
1. PURPOSE OF THIS WEBSITE
This Website is provided for general informational and educational purposes and to allow visitors to learn about Medicare, insurance products, and services offered by Semyck Financial Services, Inc.
Information on this Website is not intended to constitute legal, tax, financial, medical, or insurance advice.
Your use of this Website does not create an insurance agent-client relationship or guarantee that you will qualify for or receive any particular insurance product or plan.
2. INFORMATION ON THIS WEBSITE
We make reasonable efforts to provide accurate and current information. However, Medicare rules, insurance plans, benefits, premiums, costs, availability, provider networks, formularies, and other details may change.
We do not guarantee that all information on the Website is complete, accurate, current, or applicable to your individual circumstances.
You should verify plan-specific information before making an insurance decision.
3. NO GUARANTEE OF COVERAGE
Information presented on this Website does not guarantee eligibility, enrollment, acceptance, coverage, benefits, or availability for any Medicare or insurance plan.
Eligibility and plan availability may depend on factors including, but not limited to:
Location
Eligibility status
Enrollment period
Health or other underwriting requirements, when applicable
Plan availability
Carrier requirements
Applicable federal and state regulations
4. MEDICARE INFORMATION
Medicare is a federal health insurance program. This Website is not affiliated with or endorsed by the U.S. government or the federal Medicare program unless expressly stated otherwise.
Semyck Financial Services, Inc. is an independent insurance agency/agent unless otherwise indicated.
Medicare Advantage, Medicare Supplement, Part D, and other insurance options are offered by private insurance companies.
5. INSURANCE PRODUCTS
The insurance products and services discussed on this Website may be offered by one or more private insurance companies.
Not all products, plans, carriers, or benefits may be available in every area.
6. REQUESTS FOR INFORMATION
Submitting a form, requesting information, scheduling an appointment, or contacting us does not obligate you to purchase an insurance product.
We may contact you regarding your request using the contact information you provide, subject to applicable law and our Privacy Policy.
7. TEXT MESSAGE COMMUNICATIONS
If you provide your telephone number and request communication, you may receive calls or text messages regarding your inquiry, appointment, or requested information.
Message and data rates may apply.
You may opt out of marketing text messages by replying STOP.
8. THIRD-PARTY LINKS
The Website may contain links to third-party websites or services.
These links are provided for convenience and informational purposes. We do not control and are not responsible for the content, privacy practices, security, or availability of third-party websites.
Your use of third-party websites is subject to their applicable terms and policies.
9. INTELLECTUAL PROPERTY
Unless otherwise stated, content appearing on this Website, including text, graphics, logos, images, videos, designs, and other materials, is owned by or licensed to Semyck Financial Services, Inc. and may be protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, publish, sell, or otherwise use Website content without prior written permission.
10. PROHIBITED USE
You agree not to:
Use the Website for unlawful purposes
Attempt to gain unauthorized access to the Website
Interfere with Website functionality or security
Submit false or misleading information
Copy or reproduce Website content without permission
Use automated systems to scrape or collect Website information without authorization
11. DISCLAIMER OF WARRANTIES
The Website and its content are provided on an “as is” and “as available” basis.
To the extent permitted by law, Semyck Financial Services, Inc. makes no warranties regarding the accuracy, completeness, reliability, availability, or suitability of information provided through the Website.
12. LIMITATION OF LIABILITY
To the fullest extent permitted by applicable law, Semyck Financial Services, Inc. will not be liable for losses or damages arising from your use of, or inability to use, the Website or reliance on information provided through the Website.
Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited.
13. CHANGES TO THESE TERMS
We may update these Terms from time to time.
Changes will become effective when posted to the Website unless otherwise stated.
Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.
14. GOVERNING LAW
These Terms shall be governed by the laws of the State of Illinois, without regard to conflict-of-law principles, except where applicable law requires otherwise.
15. CONTACT INFORMATION
Questions regarding these Terms may be directed to:
Semyck Financial Services, Inc.
Address: 550 E Boughton Road, Suite #220 Bolingbrook, IL, 60440
Phone: (630) 427-1594
Email: [email protected]
Website: semyckfinancial.com